Effective Date: October 22, 2025
Welcome to ZeroHealthInsuranceBill.com (“Website”). By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions.
1. About Our Service
ZeroHealthInsuranceBill.com is a lead generation and educational platform. We are not an insurance provider, broker, or underwriter. Our service connects users with licensed insurance agents who can provide quotes and information about insurance options.
Our proprietary method includes referrals to legally compliant or cost-sharing models, but we do not sell insurance directly.
2. No Guarantee of Results
While many users have successfully reduced their insurance costs using our network and system, individual results may vary. We do not guarantee:
- Specific insurance coverage or pricing
- Eligibility for programs or plans
- That your health insurance bill will be reduced or eliminated
Any testimonials or claims on our site reflect individual experiences and are not promises of results.
3. User Responsibilities
By using this website, you agree to:
- Provide accurate and truthful information
- Be at least 18 years old
- Not use the website for any unlawful or prohibited purpose
Misuse of this website may result in termination of access and possible legal action.
4. Intellectual Property
All content on this site—including text, graphics, and proprietary processes—is owned or licensed by us and protected under U.S. copyright and trademark laws. You may not reproduce, distribute, or exploit any content without prior written permission. Provider logos are owned by the respective provider.
5. Third-Party Services
When you submit a quote request, your information may be shared with third-party licensed insurance agents or providers. We are not responsible for the actions or offers made by these third parties.
You should always verify provider credentials, terms of coverage, and pricing directly before committing to any plan.
6. Disclaimer of Warranties
This website is provided “as is” without warranties of any kind. We do not warrant that the site will be uninterrupted, error-free, or free of viruses.
7. Limitation of Liability
To the fullest extent permitted by law, ZeroHealthInsuranceBill.com and its owners, employees, partners, and affiliates shall not be liable for any damages resulting from:
- Your use or inability to use the website
- Decisions made based on content or referrals
- Any third-party products or services offered through this site
8. Indemnification
You agree to indemnify and hold harmless ZeroHealthInsuranceBill.com and its owners, employees, partners, and affiliates from any claims or liabilities arising from your use of the website or violation of these Terms.
9. Governing Law
These Terms are governed by the laws of the District of Columbia, without regard to conflict of law principles. Any disputes must be resolved in state or federal courts within the United States.
10. Modifications
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Effective Date.”
11. Contact Information
For questions about these Terms, please contact:
Email: info@zerohealthinsurancebill.com
Phone: +1 888.412.7770